Free credit report scores South Carolina

These histories are referred to as credit reports, and you actually have three of them. There are three credit-reporting companies that operate in the United States.

These are entirely separate companies, and they maintain unique data. So your credit reports might vary slightly from one company free credit report scores South Carolina to the next. There are different types of scores, but the one you should be most concerned about is your FICO credit score. When you apply for a mortgage loan, the lender will use this score to determine the level of risk you bring the table. find free credit report

They will consider other aspects of your financial background as well. But the FICO credit score is at the top of the list. It can make or break your chances of getting approved for the loan. It also influences the interest rate you get from the lender. This is why it's so important to check your credit reports before applying for a mortgage loan. score credit report If you missed free credit report scores South Carolina the connection between these two things, here it is again... Credit reports free credit report scores South Carolina contain information about your repayment of debts.

This information is used to produce a FICO score that ranges between 300 and 850. You have three free credit report scores South Carolina scores -- one for each of the reporting companies mentioned above. Mortgage lenders will use these scores when considering you for a loan. your free credit report A low score can hurt your chances of getting approved for the loan, and it may cause the lender to assign a higher interest rate as well.